Save Cash – What Type of Car Should I Buy?

If you are thinking of buying a car the first really important question is ‘what sort of a car should I be looking for?’  Some of the questions that need to asked before you rush off are about affordability, lifestyle and where your life is heading.  Answer these and the choice of a car will be made much easier.

What type of car should I buy is a pretty common question and a good one to ask before you actually do buy a car.  It’s amazing how many people don’t ask themselves this question and end up spending way too much money on cars that are simply impractical for their life.

The first thing to consider is how much money you can afford to spend on a new car.  You need to work out out how you can afford to spend each month for the next three to five years in repayments.  As well as working out how much you will need for a down payment.  Once you do that, you’ll be able to figure out how expensive a car you can buy. 

After you have worked out how much you can afford you need to look at your lifestyle.  Think of how much you will have to pay for fuel if you have a long commute.  Maybe a smaller car with good fuel economy might be better than a big, gas guzzler.  Conversely, if you have a lot of kids, dogs etc., a small car might make life difficult for you!

Another factor in lifestyle, is where do you live?  Does the sun shine all day, every day, or does it pour with rain, hail and snow?  You need to choose the right car for your climate.

The last thing you need to consider when answering the ‘what type of car should I buy’ question is, where is your life heading?  If you think ahead a bit about your job will you be staying or moving on somewhere else), time of life (thinking of starting a family or retiring) it will give you some insight into the type of car that you might need.  After all it would be no good if you get a two seater and then need room for a baby.

By answering the questions on affordability, lifestyle and where your life is heading, you will be able to make a good decision about the type of car that you should buy.

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